:root{
  --navy:#071a2e; --navy2:#0e2a47; --navy3:#133b63; --gold:#d5a640; --gold2:#f0c968;
  --paper:#f6f2e8; --white:#fff; --ink:#132238; --muted:#68758a; --line:rgba(255,255,255,.14);
  --soft:#eef3f8; --shadow:0 18px 45px rgba(0,0,0,.15);
}
*{box-sizing:border-box} html{scroll-behavior:smooth} body{margin:0;font-family:Arial,"Noto Sans KR",sans-serif;color:var(--ink);background:#f7f8fa;line-height:1.68}
a{text-decoration:none;color:inherit}.container{width:min(1180px,92%);margin:auto}
header{position:sticky;top:0;z-index:30;background:rgba(7,26,46,.97);backdrop-filter:blur(10px);color:#fff;border-bottom:1px solid var(--line)}
.nav{min-height:72px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{display:flex;align-items:center;gap:12px;font-weight:900;letter-spacing:.3px}.crest{width:42px;height:42px;border:2px solid var(--gold);border-radius:12px;display:grid;place-items:center;color:var(--gold);font-size:24px}.brand small{display:block;font-weight:600;font-size:10px;opacity:.76;letter-spacing:1.2px}.menu{display:flex;align-items:center;gap:18px;font-size:14px;font-weight:800}.menu a:hover{color:var(--gold)}.mobile{display:none}
.hero{padding:76px 0 94px;color:#fff;background:radial-gradient(circle at 78% 20%,rgba(213,166,64,.16),transparent 25%),linear-gradient(135deg,#061525 0%,#0a2440 58%,#0f355a 100%);overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:46px;align-items:center}.hero-inner{max-width:680px}.eyebrow{display:inline-block;padding:7px 12px;border:1px solid rgba(255,255,255,.25);border-radius:999px;font-size:12px;letter-spacing:1.2px}.hero h1{font-size:clamp(42px,5vw,72px);line-height:1.07;margin:18px 0}.gold{color:var(--gold2)}.hero p{font-size:18px;color:#e6edf5;max-width:660px}.hero-visual{position:relative;min-height:455px;border-radius:26px;overflow:hidden;box-shadow:0 25px 60px rgba(0,0,0,.28);border:1px solid rgba(255,255,255,.12);background:#0d2742}.hero-visual img{width:100%;height:100%;min-height:455px;object-fit:cover;object-position:66% 42%;filter:saturate(.9) contrast(1.03)}.hero-visual:after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,rgba(7,26,46,.28),transparent 50%),linear-gradient(0deg,rgba(7,26,46,.35),transparent 40%)}.hero-stamp{position:absolute;z-index:2;left:22px;bottom:20px;background:rgba(6,21,37,.86);border:1px solid rgba(255,255,255,.18);backdrop-filter:blur(9px);padding:14px 16px;border-radius:14px;font-weight:800}.hero-stamp small{display:block;color:#cad5e2;font-weight:600}
.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:28px}.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:0 18px;border-radius:10px;font-weight:900;border:1px solid transparent;cursor:pointer;transition:.2s}.btn.gold{background:var(--gold);color:#132238}.btn.ghost{border-color:rgba(255,255,255,.35);color:#fff;background:rgba(255,255,255,.06)}.btn.navy{background:var(--navy);color:#fff}.btn:hover{transform:translateY(-2px)}
.quick{margin-top:-42px;position:relative;z-index:5}.quick-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.quick-card{background:#fff;border-radius:16px;padding:24px;box-shadow:var(--shadow);border-top:4px solid var(--gold)}.quick-card strong{display:block;font-size:19px}.quick-card span{color:var(--muted);font-size:14px}.quick-card b{font-size:28px;color:var(--gold)}
section{padding:80px 0}.section-head{text-align:center;max-width:800px;margin:0 auto 36px}.section-head h2{font-size:38px;margin:0 0 12px;color:var(--navy)}.section-head p{color:var(--muted)}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}.card{background:#fff;border-radius:18px;padding:28px;box-shadow:0 12px 34px rgba(17,41,71,.08);border:1px solid #e6eaf0}.icon{width:52px;height:52px;border-radius:15px;display:grid;place-items:center;background:#eff4f9;color:var(--navy);font-size:26px}.card h3{margin:16px 0 6px}.card p{color:var(--muted);font-size:15px}.card .link{font-weight:900;color:#9a741d}
.dark{background:var(--navy);color:#fff}.dark .section-head h2{color:#fff}.dark .section-head p{color:#cad4df}.steps{display:grid;grid-template-columns:repeat(6,1fr);gap:12px}.step{background:rgba(255,255,255,.07);border:1px solid var(--line);padding:20px;border-radius:15px}.step b{color:var(--gold);font-size:13px}.step strong{display:block;margin:8px 0}.step span{font-size:13px;color:#c7d2df}
.faith{background:linear-gradient(135deg,#fffaf0,#f7f0dc);border-top:1px solid #eadcb8;border-bottom:1px solid #eadcb8}.faith-box{display:grid;grid-template-columns:.9fr 1.1fr;gap:28px;align-items:center}.faith-mark{background:var(--navy);color:#fff;border-radius:22px;padding:34px;box-shadow:var(--shadow)}.faith-mark h3{font-size:30px;margin:0 0 10px}.faith-mark p{color:#cfdae6}.faith-points{display:grid;gap:12px}.faith-point{background:#fff;border-radius:15px;padding:17px 18px;border:1px solid #eadfbf}.faith-point strong{display:block;color:var(--navy)}
.free-banner{background:linear-gradient(135deg,#b88624,#e1b955);color:#10233b;border-radius:22px;padding:38px;display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;box-shadow:var(--shadow)}.free-banner h2{margin:0;font-size:34px}.free-banner p{margin:8px 0 0;max-width:760px}.free-badge{width:118px;height:118px;border-radius:50%;background:var(--navy);color:#fff;display:grid;place-items:center;text-align:center;font-weight:900;line-height:1.15;border:6px solid rgba(255,255,255,.4)}.free-badge span{font-size:28px;color:var(--gold2)}
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:34px;align-items:center}.panel{background:#fff;border-radius:20px;padding:32px;box-shadow:0 12px 34px rgba(17,41,71,.08)}.panel h3{font-size:28px;margin-top:0}.list{display:grid;gap:12px}.list div{display:flex;gap:12px;align-items:flex-start}.tick{width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:#f0e1b3;color:#73530c;font-weight:900;flex:none}.photo{width:100%;border-radius:20px;box-shadow:var(--shadow)}
.cta{background:linear-gradient(135deg,#c7952f,#e5bf67);padding:50px;border-radius:22px;color:#10233b;display:flex;justify-content:space-between;align-items:center;gap:25px}.cta h2{margin:0;font-size:34px}.cta p{margin:8px 0 0}.cta .btn{background:#0a2038;color:#fff}
footer{background:#051626;color:#c8d3df;padding:46px 0 26px}.footer-grid{display:grid;grid-template-columns:1.4fr .8fr 1.2fr;gap:32px}.footer-grid h4{color:#fff;margin-top:0}.footer-grid a{display:block;margin:8px 0;font-size:14px}.contact-box{background:rgba(255,255,255,.055);border:1px solid var(--line);padding:18px;border-radius:14px}.contact-box b{color:#fff}.contact-box p{margin:6px 0}.copy{border-top:1px solid var(--line);margin-top:28px;padding-top:18px;font-size:12px;opacity:.78}
.page-hero{padding:90px 0 70px;background:linear-gradient(135deg,#071a2e,#12385e);color:#fff}.page-hero h1{font-size:48px;margin:0 0 10px}.page-hero p{max-width:780px;color:#dce5ef}.content{padding:60px 0}.content .box{background:#fff;border-radius:18px;padding:32px;border:1px solid #e4e9ef;box-shadow:0 10px 24px rgba(18,42,72,.06)}.content h2{color:var(--navy);margin-top:0}.badge{display:inline-block;background:#eef2f6;border-radius:999px;padding:7px 11px;font-size:12px;font-weight:900;color:#4d5e72}.notice{background:#fff8e7;border-left:4px solid var(--gold);padding:16px 18px;border-radius:10px;margin:20px 0}.quote{font-size:20px;font-weight:800;color:var(--navy);background:#f7f1e2;border-radius:16px;padding:22px}.checks{padding-left:20px}.checks li{margin:8px 0}.tableish{display:grid;gap:10px}.row{display:grid;grid-template-columns:180px 1fr;gap:18px;padding:14px 0;border-bottom:1px solid #e8edf2}.row strong{color:var(--navy)}
@media(max-width:900px){.menu{display:none}.mobile{display:block}.hero-grid,.faith-box{grid-template-columns:1fr}.hero-visual{min-height:360px}.quick-grid,.grid3,.grid2{grid-template-columns:1fr 1fr}.steps{grid-template-columns:1fr 1fr 1fr}.split{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}.cta,.free-banner{grid-template-columns:1fr;display:grid}.free-badge{width:100px;height:100px}.row{grid-template-columns:1fr}.hero{padding-top:52px}}
@media(max-width:580px){.quick-grid,.grid3,.grid2,.steps{grid-template-columns:1fr}.hero h1{font-size:42px}.hero p{font-size:16px}.section-head h2{font-size:30px}.page-hero h1{font-size:38px}.cta{padding:30px}.free-banner{padding:28px}.free-banner h2{font-size:28px}.hero-visual{min-height:300px}.hero-visual img{min-height:300px}}